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Even though Many Losses Can Be Prevented, Workers'-Compensation Insurance Is Still Very Important

State Farm ConsumerFeature


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EVEN THOUGH LAWS AND REGULATIONS VARY, WORKERS'-COMPENSATION INSURANCE IS REQUIRED IN ALMOST EVERY STATE.  AND, WITH RELATED MEDICAL-CLAIMS AVERAGING ABOUT 29-THOUSAND DOLLARS, HAVING IT CAN BE VERY IMPORTANT.  ACCORDING TO "STATE FARM", A WORKERS'-COMPENSATION POLICY PROVIDES BENEFITS, FOR INJURIES AND ILLNESSES THAT ARISE IN THE COURSE OF EMPLOYMENT.  THE POLICY MAY PROVIDE PAYMENTS FOR MEDICAL-TREATMENT, TEMPORARY OR PERMANENT DISABILITY, AND DEATH-BENEFITS.  HOW CAN "STATE FARM" HELP?  SINCE MANY WORKERS'-COMPENSATION LOSSES CAN BE PREVENTED, IT OFFERS TOOLS TO HELP IDENTIFY AND PREVENT SOME OF THE MOST-COMMON CAUSES.  THESE INCLUDE HOW TO PROTECT YOUR BUSINESS, IN THE FIRST PLACE; HOW TO DEVELOP A LOSS-CONTROL AND EMPLOYEE-SAFETY PROGRAM; HOW TO CHECK FOR POTENTIAL HAZARDS; AND HOW TO DOCUMENT THE DETAILS OF AN ACCIDENT.  "STATE FARM" DOES NOT OFFER WORKERS'-COMPENSATION POLICIES IN EVERY STATE.  TO LEARN MORE, VISIT "STATE-FARM"-DOT-COM.


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