NewsDirect story topics:Consumer, Business & General InterestCurrent Events & Public AffairsEntertainment & SportsHealth & Medicine |
A Home-Based Business May Not Be Adequately Covered by an Existing Homeowners Policy State Farm ConsumerFeature
-- How Will You Use This Story? -- :60
READER SCRIPT MOST AMERICAN BUSINESSES ARE HOME-BASED. BUT, SETTING ONE UP IN YOUR OWN HOME DOESN'T MEAN THAT IT'LL BE ADEQUATELY PROTECTED BY YOUR EXISTING INSURANCE. ACCORDING TO "STATE FARM", WHILE YOUR HOMEOWNERS-POLICY MAY PROVIDE COVERAGE FOR SOME OF THE EQUIPMENT IN YOUR HOME-OFFICE, IT WON'T COVER YOU FOR LOST DATA OR LOST INCOME--OR IF ONE OF YOUR CUSTOMERS GETS HURT ON YOUR PROPERTY. THAT'S WHY YOU SHOULD DO SOME RESEARCH--TO HELP PROTECT BOTH YOURSELF AND YOUR BUSINESS. AND, YOU SHOULD REEVALUATE YOUR COVERAGE--AS YOUR BUSINESS GROWS, AND AS YOUR NEEDS CHANGE. WHAT KINDS OF COVERAGE-OPTIONS ARE AVAILABLE? THERE ARE TWO BASIC OPTIONS: AN ENDORSEMENT CAN BE ADDED TO AN EXISTING HOMEOWNERS-POLICY--TO INCREASE COVERAGE ON BUSINESS-EQUIPMENT. OR, A "BUSINESS-OWNER POLICY"--SEPARATE FROM THE HOMEOWNERS-POLICY--OFFERS BROADER COVERAGE--FOR SMALL AND MID-SIZE BUSINESSES, ALIKE. ADDITIONALLY, FOR HOME-BASED BUSINESSES, MANY DISCOUNTS ARE AVAILABLE FOR THE BUSINESS-POLICY. TO LEARN MORE, CONTACT YOUR LOCAL "STATE FARM"-AGENT--OR VISIT "STATE-FARM"-DOT-COM. For more information regarding Consumer Radio Network programming--including a full listing of current ConsumerFeatures--click here. |
Listings and resources:Programming ResourcesAbout RadioSpaceAudio TipsSearchFree NewsDirect SubscriptionWebmaster E-Mail |