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Instead of Spending Your Tax Refund This Year, Consider Saving It (English-Language) State Farm ConsumerFeature
-- How Will You Use This Story? -- :60
READER SCRIPT MILLIONS OF AMERICANS WILL BE RECEIVING A TAX-REFUND IN 2013. MOST RETAILERS WILL ENCOURAGE THEM TO PURCHASE A NEW BIG-SCREEN T-V, A SMARTPHONE, OR SOME OTHER ELECTRONIC-DEVICE. HOWEVER, FINANCIAL-EXPERTS AT "STATE FARM®" RECOMMEND A BETTER IDEA FOR YOUR HARD-EARNED REFUND: THEY URGE YOU TO USE YOUR REFUND WISELY, BY MAKING IT WORK FOR YOU; THAT INVOLVES SAVING FOR RETIREMENT, SAVING FOR YOUR CHILD'S EDUCATION, OR SIMPLY CREATING A RAINY-DAY FUND. ONE OPTION THAT "STATE FARM" SUGGESTS IS ESTABLISHING OR ADDING TO AN "INDIVIDUAL RETIREMENT ACCOUNT": THERE ARE BENEFITS IN INVESTING, BOTH BEFORE AND AFTER YOU RECEIVE YOUR REFUND. BY PUTTING MONEY INTO AN I-R-A BY APRIL 15TH, YOU COULD POSSIBLY LOWER YOUR TAX-BURDEN FOR 2012--WHILE SAVING MONEY FOR YOUR RETIREMENT-YEARS. TO LEARN MORE ABOUT I-R-A'S AND OTHER IDEAS FOR YOUR MONEY AT TAX-TIME, CONTACT YOUR LOCAL "STATE FARM"-AGENT--OR VISIT "STATE-FARM"-DOT-COM. NEITHER "STATE FARM" NOR ITS AGENTS PROVIDE TAX- OR LEGAL-ADVICE; CONSULT A TAX- OR LEGAL-ADVISOR REGARDING YOUR PERSONAL CIRCUMSTANCES.
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