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Despite the Daunting Economic Situation, Women Can Remain on Track to Meet Their Financial Goals

Citi ConsumerFeature


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:60 READER SCRIPT
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A RECENT SURVEY BY CITIBANK FOUND THAT--WHILE AMERICAN-WOMEN FIND THE ECONOMIC-OUTLOOK TO BE DAUNTING--61-PERCENT REMAIN OPTIMISTIC ABOUT THEIR OWN PERSONAL ECONOMIC-SITUATION.  BY MAKING CHANGES IN SPENDING- AND SAVINGS-HABITS, WOMEN ARE STAYING ON TRACK TO ACHIEVE THEIR LIFE'S GOALS.  AND, ACCORDING TO CITIBANK'S "WOMEN AND COMPANY", YOU CAN, TOO.  FIRST, START TRACKING HOW MUCH IS COMING IN--AND WHAT YOU'RE SPENDING IT ON.  WHEN YOU KNOW WHERE YOUR MONEY GOES, YOU CAN SET PRIORITIES AS TO WHAT YOU WANT TO SPLURGE ON--AND WHAT YOU CAN CUT.  ALSO, COMMIT TO THE FUTURE BY AUTOMATICALLY PUTTING A SET-AMOUNT OUT OF YOUR PAYCHECK INTO A SAVINGS-ACCOUNT.  IN ADDITION, YOU CAN SAVE THOUSANDS OF DOLLARS ON A NEW CAR BY BUYING ONE THAT'S JUST A YEAR OR TWO OLD--YET STILL HAS A WARRANTY.  FINALLY, STAY ON AN INVESTMENT-DIET BY RE-BALANCING YOUR 401-K, I-R-A, AND ANY OTHER INVESTMENTS ON A REGULAR BASIS--TO KEEP IN SYNC WITH YOUR GOALS, RISK-TOLERANCE, AND TIMELINE.  FOR MORE PERSONAL-FINANCE TIPS, VISIT "WOMEN-AND-CO"-DOT-COM.


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