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It's Never Too Early--or Too Late--for Couples to Start Talking about Money
Citi ConsumerFeature
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READER SCRIPT
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TALKING ABOUT MONEY CAN BE AN EMOTIONALLY CHARGED SUBJECT FOR COUPLES. BUT, IT'S STILL AN IMPORTANT CONVERSATION. WHETHER YOU'RE A NEW COUPLE THINKING ABOUT THE NEXT STEPS--OR ALREADY SETTLED IN A HAPPY MARRIAGE--IT'S NEVER TOO EARLY, OR TOO LATE, TO HAVE THAT TALK. CITIBANK'S "WOMEN AND COMPANY" OFFERS THESE TIPS: FIRST, BE HONEST. BE OPEN AND CLEAR ABOUT YOUR EXPECTATIONS--BUT ALSO REMEMBER TO CONSIDER YOUR PARTNER'S EXPECTATIONS, AS WELL. AND, TRY TO USE "I"-STATEMENTS--NOT "YOU"-STATEMENTS--IN ORDER TO AVOID POINTING THE FINGER. IN ADDITION, YOU SHOULD AGREE TO WORK TOGETHER. IT'S IMPORTANT TO REMEMBER THAT MANAGING THE HOUSEHOLD-FINANCES IS A TWO-PERSON JOB. ONCE YOU'VE COMMITTED TO WORKING TOGETHER, YOU CAN DEVELOP A PLAN THAT IS MORE LIKELY TO REPRESENT EACH PERSON'S INTERESTS AND GOALS. ALSO, YOU SHOULD DISCUSS YOUR FINANCIAL-STYLES. ARE YOU A SAVER--BUT YOUR PARTNER LIVES PAYCHECK TO PAYCHECK? WHAT ARE EACH OF YOUR SHORT-TERM--AND LONG-TERM--GOALS? FINALLY, SET UP A SCHEDULE TO KEEP THE DISCUSSION GOING--MONTHLY DATES TO REVIEW YOUR ACCOUNTS, AND YEARLY REVIEWS OF YOUR PROGRESS TOWARD YOUR GOALS. FOR MORE HELPFUL FINANCIAL-TIPS AND -INFORMATION, VISIT "WOMEN-AND-CO"-DOT-COM.
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