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Consumers Can Control Their Spending and Protect Their Personal Information during the Holidays (English-Language)
Fully produced report in MP3 format:
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WHEN IT COMES TO STAYING OUT OF DEBT THIS HOLIDAY SEASON, EXPERTS AT TRANS-UNION CANADA SAY THERE ARE SOME GUIDELINES CONSUMERS CAN FOLLOW, TO CONTROL THEIR SPENDING: FIRST, BE MINDFUL OF YOUR CREDIT-CARD LIMIT--AND TRY TO KEEP YOUR DEBT BELOW 35-PERCENT OF YOUR OVERALL LIMIT. ALSO, IDENTIFY AN APPROPRIATE SPENDING LIMIT FOR THE PEOPLE ON YOUR SHOPPING LIST--AND TRACK YOUR EXPENSES RIGOROUSLY--TO ENSURE YOU DON'T OVER-EXTEND YOURSELF. ALSO, BECAUSE IDENTITY THEFT IS MORE PREVALENT THAN EVER DURING THE HOLIDAY SEASON, TRANS-UNION'S EXPERTS SAY TAKING A FEW EXTRA STEPS CAN PROTECT YOUR PERSONAL INFORMATION: FOR EXAMPLE, BEFORE YOU HEAD OUT TO THE STORES, REMOVE ALL UNNECESSARY CREDIT CARDS, YOUR PASSPORT, AND ANY OTHER PERSONAL INFORMATION THAT YOU DON'T NEED WHEN YOU'RE SHOPPING. IT'S ALSO IMPORTANT TO PAY CLOSE ATTENTION TO YOUR CREDIT REPORTS--BOTH DURING THE HOLIDAYS AND THROUGHOUT THE YEAR--TO MAKE SURE THERE ISN'T ANY FRAUDULENT ACTIVITY. TO LEARN MORE, VISIT "TRANS-UNION"-DOT-C-A.
For this report in
French,
click here.
