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Investors Should Stick with Their Plan for the Long Term
-- How Will You Use This Story? --
Minnesota (1:08) -- by Rob White, vice president of financial wellness and
planning (Twin Cities region)
MP3
format | Ogg
Vorbis format | QuickTime
(MPEG-4/AAC) format | Windows
Media Audio 9.2 format
"EVERY DAY IN OUR OFFICES, INVESTORS ASK: 'AM I ON TRACK FOR RETIREMENT?' 'AM I SAVING ENOUGH?' 'AM I INVESTED PROPERLY?' THEY'RE LIKELY ON THE RIGHT TRACK, IF THEY'VE TAKEN THE TIME TO MAP OUT THEIR GOALS FOR THE FUTURE; IF THEY HAVE A PLAN IN PLACE TO INVEST THEIR SAVINGS, IN ORDER TO ACHIEVE THESE GOALS; AND IF THEY REVISIT THAT PLAN, ON A REGULAR BASIS. OUR RESEARCH SHOWS THAT AMERICANS ARE SAVING SIGNIFICANTLY MORE THAN THEY WERE JUST A FEW YEARS AGO. HOWEVER, MORE THAN HALF MAY STILL FACE A SHORTFALL TO COVER ESSENTIAL EXPENSES, IN RETIREMENT. THE GOOD NEWS IS, THERE ARE STEPS THAT PEOPLE CAN TAKE, TO JUMPSTART THEIR RETIREMENT-PREPAREDNESS--REGARDLESS OF AGE OR INCOME. THREE STEPS THAT STAND OUT ARE: RAISING THEIR SAVINGS; REVIEWING THEIR ASSET-MIX; AND RETIRING LATER. USING THESE THREE PARTICULAR 'ACCELERATORS'--EITHER INDIVIDUALLY OR IN COMBINATION--CAN HAVE A SUBSTANTIAL IMPACT ON ACHIEVING RETIREMENT-GOALS. AS INVESTORS CONSIDER MAKING THEIR I-R-A CONTRIBUTION THIS YEAR, THEY CAN FIND OUT WHERE THEY STAND ON THAT RETIREMENT-READINESS SPECTRUM, BY VISITING OUR NEW ONLINE-TOOL--AT 'FIDELITY'-DOT-COM-SLASH-'SOMEDAY'--OR BY STOPPING BY ONE OF OUR INVESTOR-CENTERS."
Texas (1:06) -- by Scott Staples, Katy-based vice president and
branch-office manager
MP3
format | Ogg
Vorbis format | QuickTime
(MPEG-4/AAC) format | Windows
Media Audio 9.2 format
"AS THIS YEAR'S TAX-DEADLINE APPROACHES, MANY INVESTORS STILL HAVE AN OPPORTUNITY TO MAKE ANNUAL CONTRIBUTIONS TO THEIR I-R-A'S. WE WANT TO REMIND THEM THAT--DESPITE RECENT MARKET-VOLATILITY--IT PAYS TO SAVE, TO HAVE A PLAN, AND TO STICK WITH THAT PLAN. NOTHING CAUSES PEOPLE TO WORRY ABOUT THEIR MONEY LIKE DRAMATIC MOVES IN THE MARKETS. AND, A NATURAL REACTION TO THAT CONCERN MIGHT BE TO REDUCE OR ELIMINATE ANY EXPOSURE TO STOCKS--EVEN THOUGH IT MAY NOT MAKE SENSE, IN THE LONG RUN. IN FACT, THE MARKET'S SINGLE-BEST FIVE-YEAR RETURN BEGAN IN 19-32--IN THE MIDST OF THE 'GREAT DEPRESSION'. AND, THE SECOND-BEST PERIOD BEGAN IN 19-82--AMID DOUBLE-DIGIT UNEMPLOYMENT AND INTEREST-RATES. THAT'S WHY IT'S BEST TO TAKE A LONG-TERM VIEW, WHEN IT COMES TO THE MARKET. WE URGE INVESTORS TO HAVE A STRATEGY; TO DIVERSIFY; TO AVOID TRYING TO TIME THE MARKET; AND TO INVEST REGULARLY. RATHER THAN FOCUSING ON TURBULENCE, INVESTORS SHOULD FOCUS ON DEVELOPING AND MAINTAINING A SOUND PLAN--WHICH CAN HELP THEM RIDE OUT THE PEAKS AND VALLEYS, AND MAY BETTER POSITION THEM TO ACHIEVE THEIR FINANCIAL-GOALS. FIDELITY-CUSTOMERS AND NON-CUSTOMERS, ALIKE, CAN LEARN MORE--BY VIEWING OUR ONLINE EDUCATIONAL-RESOURCES, AT '"FIDELITY"-DOT-COM'."
Washington state (:56) -- by Ryan Hurst, Bellevue branch-office manager
MP3 format |
Ogg Vorbis format
| QuickTime
(MPEG-4/AAC) format | Windows Media Audio 9.2 format
"WE WANT TO REMIND INVESTORS THAT--DESPITE RECENT MARKET-VOLATILITY--IT PAYS TO HAVE A PLAN, AND TO STICK WITH IT. NOTHING CAUSES PEOPLE TO WORRY MORE ABOUT THEIR MONEY THAN DRAMATIC MOVES IN THE MARKETS. AND, A NATURAL REACTION TO THAT FEAR MIGHT BE TO REDUCE OR ELIMINATE ANY EXPOSURE TO STOCKS--EVEN THOUGH IT MAY NOT MAKE SENSE, IN THE LONG RUN. IN FACT, THE MARKET'S SINGLE-BEST FIVE-YEAR RETURN BEGAN IN 19-32--IN THE MIDST OF THE 'GREAT DEPRESSION'. AND, THE SECOND-BEST PERIOD BEGAN IN 19-82--AMID DOUBLE-DIGIT UNEMPLOYMENT AND INTEREST-RATES. THAT'S WHY IT MAKES SENSE TO TAKE A LONG-TERM VIEW, WHEN IT COMES TO THE MARKET. WE URGE INVESTORS TO HAVE A STRATEGY; TO DIVERSIFY; TO AVOID TRYING TO TIME THE MARKET; AND TO INVEST REGULARLY. RATHER THAN FOCUSING ON TURBULENCE, INVESTORS SHOULD FOCUS ON DEVELOPING AND MAINTAINING A SOUND PLAN--WHICH CAN HELP THEM RIDE OUT THE PEAKS AND THE VALLEYS, AND MAY HELP THEM ACHIEVE THEIR FINANCIAL-GOALS. FIDELITY-CUSTOMERS AND NON-CUSTOMERS, ALIKE, CAN LEARN MORE--BY VIEWING OUR ONLINE EDUCATIONAL-RESOURCES, AT '"FIDELITY"-DOT-COM'."
