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If You're Having Problems Making Your Mortgage Payments, It's Best to Take Action Now and Plan Ahead

PMI Mortgage Insurance ConsumerFeature


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:60 READER SCRIPT
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IF YOU'RE A HOMEOWNER WHO'S NOT ABLE TO MAKE YOUR MORTGAGE-PAYMENTS, IT'S BEST TO TAKE ACTION NOW--AND PLAN AHEAD.  P-M-I MORTGAGE INSURANCE OFFERS THESE TIPS:  FIRST, FIND YOUR LAST TWO PAYCHECK-STUBS--AND YOUR MOST-RECENT INCOME-TAX RETURNS.  THEN, GET ON THE PHONE WITH EITHER YOUR MORTGAGE-LENDER, OR A NON-PROFIT HOUSING-COUNSELOR; THEY MAY SUGGEST OPTIONS TO HELP YOU WEATHER FINANCIAL-DIFFICULTIES.  REMEMBER THAT THE SOONER YOU ENGAGE YOUR MORTGAGE-LENDER TO DEVELOP AN AFFORDABLE PAYMENT-PLAN, THE BETTER THE CHANCES OF GETTING YOUR LOAN REINSTATED--AND HOLDING ONTO YOUR HOME.  WHAT SHOULD YOU AVOID?  FIRST, DON'T PAY SOMEONE FOR ADVICE THAT YOU CAN GET FOR FREE.  AND, DON'T AVOID YOUR MORTGAGE-LENDER; LETTING THE MAIL FROM YOUR LENDER STACK UP ISN'T AN ANSWER.  DON'T MAKE A SHORT-TERM DECISION THAT'S NOT IN YOUR LONG-TERM BEST-INTEREST.  TALK TO YOUR LENDER--OR A NON-PROFIT HOUSING-COUNSELOR--AND ASK FOR INFORMATION ON ALTERNATIVES.  FOR MORE INFORMATION ABOUT HOW TO KEEP YOUR HOME AND CREDIT SAFE, GO TO "HOME-SAFE-P-M-I"-DOT-COM.


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